Payouts
Paying people is
a different problem.
Winnings, marketplace seller balances, contractor pay, claims. Money out to someone who may never have paid you, over the same API, with the same reporting.
Rails
| Method | Goes to | Speed |
|---|---|---|
| CP Card payout | card | Instant |
SEPA Instant |
bank account | Seconds (SCT Inst) |
Faster Payments |
bank account | Seconds to two hours |
| NPP Australia (NPP) | bank account | Seconds (NPP) |
Card details
never reach us
A card recipient is created from a token, or from a payment they already made. There is no field for a card number, which keeps both of us out of the heavier parts of PCI DSS.
{
"recipient_id": "6d4ff39f-72fb-44c4-9e13-9c724683d40a",
"method": "card_payout",
"amount": 2500,
"currency": "EUR",
"reference": "PAYOUT-2026-0001"
}